Real estate appraisal services for homeowners in southeastern Michigan.

See the top 7 reasons why Michigan homeowners hire Detroit Metro Appraisals:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a property tax assessment in Michigan
To lower their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of the real estate in question to settle an estate in Macomb county or Michigan


	Do you own a home in southeastern Michigan? Do you need help determining the value of your real estate? Contact Detroit Metro Appraisals.

We at Detroit Metro Appraisals understand the unique needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Detroit Metro Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenge property tax assessments

Let's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Detroit Metro Appraisals is your number one weapon.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Detroit Metro Appraisals, we're veterans in helping consumers just like you delete unwanted and unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Detroit Metro Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Detroit Metro Appraisals can help you with that. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.